Once a star in his finance firm, Bowen now spends his nights in a 24-hour fast food joint, where he encounters other "roommates" who are in a similar predicament: a mother with her daughter who has taken out high-interest loans to cover her mother-in-law's debt, an old man who is too afraid to go home, a young runaway, a young singer living in a temporary shelter. Together these accidental roommates must strive to lift one another out of rock bottom.
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